If you require finance to purchase an Overseas Residential property, then Conti Financial Services (who were established in 1994), have many years experience in arranging this type of mortgage facility. Commercial loans also considered on a case-by-case basis.

Conti Financial Services are UK based Licenced Credit Brokers (Consumer Credit Licence Number 525439) and are registered for any applicable UK Mortgages by the Mortgage Compliance Board - Number 5659598.

Includes Spanish Residential Property in Mainland Spain, Canaries & Balearics

Loans available for the majority of Nationalities for either House Purchase or re-financing for Home Improvement purposes only.

Type of Loan: Repayment, Endowment, Interest only Mortgages

Minimum: €30,000 loan amount and/or Purchase Price/Valuation of €75,000. No Maximum, but must not exceed 80% of valuation or purchase price (whichever is the lower) Please note, even more competitive schemes now available for 70% loans with a minimum of €30,000

Proof of Income: required in all cases (can be made up of Earned Income, Pension, Investment or Rental Income. Please note however, it is not always the case that the Lender will take all or part of these Incomes into account when determining the maximum loan available). Non-Status loans are currently not available.

Term: 5 to 30 years up to age 70

Currency: Euros and other Major Currencies

Current Variable Interest Rate: from approx 1.50% above LIBOR on a Variable Rate basis in Sterling, OR lower Fixed/Variable Rates in Euros - ie: from approx 2.75% Variable for 70% loans. PLEASE CHECK BOTH THE LENDERS SETTING-UP COSTS AND EARLY REDEMPTION PENALTIES, AS THESE CAN VARY - DETAILS ON REQUEST.

Example for Euro Loans: Repayment mortgage of approx €72,500 over a period of 20 years at an interest rate of approx. 2.75% = approx €397.30 capital and interest per month = a total approximate amount payable over the term of €98,252 including capital, interest, arrangement and survey fees.